Investment Products, Australia’s first discount broker is a wholly owned subsidiary or Strategic Capital Mangement (SCM), an independent, specialist financial services business. SCM provides investment infrastucture to create your own investment portfolio through the SCM Optimal Choice Sector Funds. Visitors can join as a Web Members and gain access to the stock research centre and download electronic Product Disclosure Statements (PDS) in PDF format from our extensive library Strategic Sunrise is our daily morning report keeping you informed of up to date movements in the US, European and Asian Stock Markets. Along with breaking financial news, commoditiy prices and Optimal Choice Sector Fund Unit prices. About Investment Products Established in the early 80’s Investment Products (ABN 95 095 037 988) is Australia’s first discount broker and marketer of managed funds. Set up to operate aimed at providing Australian retail investors with low cost access to quality finanacial information and products. Investment Products holds an Australian Financial Services Licence (No. 247 169) and is authorised to deal and advise in financial products. We provide services to D.I.Y investors who already know what investments they want as well as financial planning for clients who seek professional advice. Investment Products provides a range of benefits: - Entry fees for funds are rebated 100% - A single account for all your investments - A tailored portfolio based of your own risk profile, constructed by our experienced team of investment advisors - Written advice to ensure that your funds are investd in the appropriate Environment - No Entry or advice fees (We may intorduce fees at any given time) - Access to comprehensive financial planning reports each quarter - Superannuation and Allocated Pension investments Full Financial Planning Service More than ever before, financial planning advice is critical to an individual. Given the ever changing tax and superannuation environment it is vital for every Australian to have a financial plan in place. We are now living longer in retirement, hence the need for careful retirement planning which should be the culmination of lifelong contributions into superannuation. Furthermore, our work patterns and lifestyles have changed. Redundancies and career changes are now the accepted norm for most executives. All these factors should suggest that a financial plan is a necessary component for ones financial security. approach to investing Regardless of the investment environment, a holistic financial planning is recommended in which the investment manager and planner work together to develop an investment strategy and portfolio based on client objectives and an individual risk profile. The Financial Planner is a relationship manager who should act as an intermediary between the client and the investment manager, communicating and disseminating information for both parties. This approach provides a more sensible approach to investing, rather than simply utilized manufactured managed fund products that are essentially designed for the mass market. Furthermore, the investment manager should have access to a wide a range of investment options and managers that are independently researched to ensure they are appropriate. Rather than allocating funds in a wrap or master fund platform where your investment funds are invested externally, an in-house managed and administered investment may be a superior option as it allows for client direct reporting. The Optimal Choice Sector Funds are a range of five sector specific managedinvestment funds (the “Funds”) designed to offer clients access to professionally managed investments. The Funds are an ideal platform to implement your investment plan in collaboration with your Financial Adviser. Sector specific funds provide you and your financial adviser with the flexibility to develop your own blend of asset sectors within your own tailored portfolio to achieve your desired objectives. The Optimal Choice Sector Funds are managed using our “best of breed philosophy”. Based on extensive research, we believe that no single investment manager can be the best performer in all asset classes. Our investment approach seeks appropriate investment management companies based on our comprehensive research process developed by our investment team. Where appropriate, SCM will utilise a number of investment managers to manage a single fund, thereby decreasing investment risk. We regularly monitor the performance of investment managers, including in comparison to benchmark indices and the performance of a wide range of other managers. If we conclude that changing the mix of investment managers will provide a more appropriate outcome in terms of diversification and performance, we will do so. please click here to be redirected to Investment products.