approach to investing
Regardless of the investment environment, a holistic financial planning is recommended in which the investment manager and planner work together to develop an investment strategy and portfolio based on client objectives and an individual risk profile.
The Financial Planner is a relationship manager who should act as an intermediary between the client and the investment manager, communicating and disseminating information for both parties.
This approach provides a more sensible approach to investing, rather than simply utilized manufactured managed fund products that are essentially designed for the mass market. Furthermore, the investment manager should have access to a wide a range of investment options and managers that are independently researched to ensure they are appropriate.
Rather than allocating funds in a wrap or master fund platform where your investment funds are invested externally, an in-house managed and administered investment may be a superior option as it allows for client direct reporting.
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